DIAN SARASWATI, Birgitta; DAUD KAMEO, Daniel; FEVRIERA, Sotya; HURUTA, Andrian; ANDRA MARTIAN, Thomas. Roles of Financial Literacy and Digital Financial Literacy in Enhancing MSME Financial Well-Being. The European Journal of Applied Economics, [S. l.], v. 23, n. 1, p. 146–170, 2026. DOI: 10.5937/ejae23-61816. Dostupno na: https://asistent.ceon.rs/index.php/sjas/article/view/61816. Pristupljeno: 12 juli. 2026.